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  3. JLGC Expands Credit Guarantees, Strengthens Financial Performance in 2025

JLGC Expands Credit Guarantees, Strengthens Financial Performance in 2025

10/02/2026 | 13:49:20

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JLGC Expands Credit Guarantees, Strengthens Financial Performance in 2025

Amman, Feb. 10 (Petra) -- The Jordan Loan Guarantee Corporation (JLGC) continued to play a central role in facilitating access to finance and supporting economic activity during 2025, extending credit guarantees to 1,848 small and medium-sized enterprises with a total value of about JD 233 million, according to company data. The portfolio included 241 startups that received guarantees amounting to JD 27.2 million.

As part of its targeted financing support, the JLGC extended guarantees to 709 micro-enterprises under the Micro-Enterprise Support Program, with total guarantees reaching nearly JD 4.8 million.

The corporation also maintained its Export and Domestic Sales Credit Guarantee Program, issuing guarantees for more than 4,622 export shipments and domestic sales transactions in 2025, with a guaranteed value exceeding JD 230.4 million. These guarantees covered several key economic sectors, most notably food industries, chemicals and fertilizers.

Data showed that sales by Jordanian companies participating in the program reached more than 421 buyers across 47 countries.

During the year, the JLGC signed 25 new guarantee policies with industrial companies under the Export and Domestic Sales Credit Guarantee Program. In parallel, 88 Jordanian exporting industrial companies benefited from support provided through the Industry Support and Development Fund, with an annual ceiling of up to JD 35,000 per company. The funding covered insurance-related costs, including guarantee fees and inquiries on foreign buyers.

Financially, the company recorded a 3.18 percent increase in total revenues in 2025 compared with 2024, reaching JD 50.7 million, up from JD 49.1 million a year earlier. Pre-tax profits rose to JD 2.5 million, compared with JD 2.3 million in 2024.

The company’s financial position also strengthened, with shareholders’ equity increasing from JD 43 million at the end of 2024 to JD 45.5 million at the end of 2025. Total assets climbed to JD 806 million by the end of 2025, up from JD 768 million at the end of 2024, reflecting solid capital adequacy and effective risk management.

In light of these results, the Board of Directors recommended to the General Assembly that no dividends be distributed for the 2025 financial year, opting instead to further reinforce the company’s capital base. The Board also called for convening the 32nd Ordinary General Assembly meeting on March 24.

//Petra// AJ

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