Amman, Feb. 15 (Petra) -- Investbank announced its 2025 financial results, reporting "solid performance and notable growth" across key balance sheet indicators, which reflect strength of its financial position and its capacity to thrive amid regional economic challenges.

According to the bank’s disclosed financial statements, net profit for the period stood at JD27 million. Pre-tax profit rose 1.4% to JD37.2 million, compared with JD36.7 million in 2024.

Total assets increased by 23.5% to approximately JD2.6 billion by the end of 2025, up from JD2.1 billion a year earlier.

Customer deposits grew by 26.8% to JD1.8 billion, compared with JD1.4 billion in 2024, reflecting increased confidence in the bank’s financial position and services.

Net direct credit facilities rose 10% to JD1.39 billion, while total shareholders’ equity reached around JD265 million.

The bank reported a capital adequacy ratio of 15.41%. Return on equity (ROE) stood at 11%, while return on assets (ROA) reached 1.1%.

In press remarks, Chairman Muntaser Dawwas said the 2025 results underscore the bank’s strong financial position and capital base.

He said growth in assets and deposits, alongside sustained profitability, reflects a "disciplined" institutional approach focused on prudent risk management and delivering sustainable value to shareholders.

Dawwas added that the announced merger agreement with Bank al Etihad represents a "strategic" step to establish a larger and more diversified banking institution.

Following completion of regulatory procedures, he said the merged entity is expected to provide a "stronger" platform for sustainable growth and enhance the banking sector’s role in supporting the national economy.

//Petra// NQ